If your debt relief program took your money but left you with ruined credit and creditor lawsuits, you have rights. We help you cancel the contract, revert the damage, and recover your lost fees.
100% Confidential. No obligation consultation.
Many "debt relief" companies make false promises. They instruct you to stop paying creditors, collect massive fees upfront, and leave you legally vulnerable.
By law, debt settlement companies cannot charge you a fee until they have successfully settled a debt. If they took your money first, they broke the law.
When programs tell you to stop paying, your creditors don't just go away—they sue you. Most settlement companies offer zero legal protection when this happens.
While waiting months or years for the company to "negotiate," your credit score is tanking due to missed payments, making future recovery incredibly difficult.
We specialize in untangling consumers from harmful debt settlement contracts. We will evaluate your agreement, force the cancellation, and fight to get your escrow funds and illegal fees returned.
We formally notify the settlement company that you are terminating the agreement, preventing them from withdrawing any more funds from your account.
We demand the immediate release of all unspent funds in your dedicated account and pursue the refund of illegally charged upfront fees.
Once you are free, we connect you with legitimate, FTC-compliant resources (like non-profit credit counseling or legal bankruptcy options) to genuinely solve your debt.
Fill out the secure form below. Our advocates will review your current debt settlement contract at no cost to determine if you are owed a refund.